"As a general contractor in the San Francisco bay area we specialize in high end custom homes in the 10,000 square ft. range. The size and diversity of these homes have offered real challenges. We have delt with deep excavations, high scaffolding, steep hillsides with limited access, work over water, and helicopter operations.

Over the past three years I have been associated with Alex Miller through Captive Resources, and Interwest Insurance Services. Alex and I have worked on the risk control assessment for our company, conducted site safety inspections, and training classes for our supervisors. Time and time again I have plagued Alex with a multitude of questions, he has proven to be extremely knowledgeable, and has always provided an answer in a timely manor.

Because of his many years of experience and easy going manor Alex would be an asset to any organization. It has been a pleasure to work with Alex, and I look forward to working with him for many more years."

Tom Fulton
Safety Coordinator
Redhorse Constructors

"Giampolini joined on 11/01/2003 after many years in the "standard market". The allure of the program was not only the ability to recoup unspent claim loss fund reserves but also the degree of control that we have in the decision making. The Board meetings are educational and also an opportunity to talk to other contractors in the program about challenges and solutions to problems common to all the trades represented.

The services delivered by the various vendors have been superior. Captive Resources administers the program based on many years of experience and do an excellent job. Local service is provided by InterWest Insurance Services. They provide loss prevention services, claim oversight and other service typical to a Workers Compensation policy. Since joining our safety program has improved dramatically as a result of utilizing the resources the program makes available.

All in all, our experience has been positive and profitable. I wholeheartedly endorse the program."

Pat Roland
Chief Financial Officer
Giampolini

"This letter is written to thank you and your team at InterWest for all the great advice and service you have given to me and my company over the last several years.

As you know, Gardemeyer Finish Carpentry has been providing finish carpentry labor on large scale production residential housing projects for the last 16 years. Since 2003, InterWest has been my insurance broker of choice, both for my general liability insurance as well as my workers' compensation. I am totally pleased with your diligence and personal attention in regards to finding me the best, most cost effective general liability insurance. With that said, I can not thank you enough for introducing me to this program for my Workers' Compensation. Becoming an owner of has given me the ability to take responsibility and reap the benefits of my own companies actions, as opposed to when I was purchasing my Workers' Compensation insurance from the standard market.

I have been an owner since July 2003, and for the last two years received payments of substantial dividends. Not only am I running a safer company now, with fewer employee's being hurt, but I am receiving large returns for doing so.

Thank you again, I have never been happier"

Charlie Gardemeyer