Employee Benefits

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As the complexities of Employee Benefits Programs continue to increase, the need to strategically partner with a knowledgeable Benefits Broker has become vitally important. At InterWest, we understand the value of this partnership at every touch point. Our primary objective is to assess your unique needs and challenges and guide you through the process of designing your program and effectively communicating the comprehensive details to your employees.
We also proudly offer Alternative Funding options which is a new approach that allows mid-sized employers to take advantage of the same economic benefits that large, self-funded employers have utilized for years. It is a self-funded approach with stop-loss insurance at relatively low attachment points to protect smaller employers from significant risk and exposure to large claims. These options include:

 


 

  • Captives
  • Level Funding
  • Reference Based Pricing
  • Unbundled Self-Funding

 


 

InterWest continually reinvests in resources and services that assist our clients in achieving and maintaining compliance and turning their benefits program into a valuable asset that contributes to the overall profitability of their company. We also work closely with a large group of insurance carriers and administrators offering a wide range of options. By partnering with InterWest, you have access to the expertise and tools to design an effective benefits solution package.

Resources

  • Online Enrollment
  • HR Consulting
  • Healthcare Compliance Tools
  • COBRA Administration

Services

  • Contract Design, Pricing Negotiations and Claims Reviews
  • Coordination and Preparation of Enrollment Strategies
  • Single Point Account Management
  • Summary Plan Description (Wrap Document)
  • Compliance Support (COBRA, FMLA, ADA, HIPAA, ERISA, ACA)
  • Online employee benefits enrollment and management reporting detail.
  • Customized Employee Benefit Communication Resources
  • IRS 5500 Form Preparation and Filling

Human Resource/Employee Benefits Compliance Package**

  • HIPAA Compliance
  • WRAP Plan Document
  • Summary Plan Description (SPD)
  • COBRA
  • Human Resource Consulting
  • Labor Law Consulting

**Fees may apply

Products

Employer Sponsored Group Benefit Packages may include:

  • Health
  • Dental
  • Vision
  • Qualified Health Savings Account Plans
  • Worksite Benefits (Critical Illness, Accident, Cancer, etc.)
  • Cafeteria 125 plan
  • Short and Long Term Disability
  • Life and Accident