General liability is designed to protect business professionals against third-party claims and lawsuits, including:
- Bodily Injury Claims
- Medical Expenses
- Completed Product Claims
- Property Damage Claims
- Personal and Advertising Injury Claim
FAQ
General liability insurance is designed to protect your business against third-party claims, such as bodily injury, property damage, and personal or advertising injury. It helps safeguard your business from some of the most common and costly risks companies face.
No. Errors and omissions (E&O) or professional liability insurance is designed to protect against claims of negligence, mistakes, or inadequate work. General liability is not typically meant to cover those exposures.
General liability provides your primary coverage for third-party claims. Excess liability (sometimes referred to as umbrella coverage) is designed to add an extra layer of protection when claims exceed the limits of your general liability policy.
No. This policy is not typically designed to cover damage to your business’s own property or equipment. Commercial property insurance is meant to cover those risks.
The right amount varies depending on the size of your business, industry risks, and contractual obligations. Our team can help assess your exposure and recommend limits that provide adequate protection.