While traditional benefits like group health insurance and 401(k) plans remain foundational, employers who limit themselves to the same offerings year after year may find themselves outpaced in the competition for talent. Regularly evaluating your benefits package ensures it stays relevant, competitive and cost-effective — and ultimately supports your efforts to attract, retain and engage…
Article Source: Holden Law Group Let’s be honest. When Paid Time Off (PTO) first waltzed onto the HR scene, it looked like a dream come true. “Why keep sick leave and vacation separate?” it asked coyly. “Just give your employees a big pool of days and let them use them however they want!” It…
Although not required by OSHA, some employers have shown that one of the best ways to positively motivate employees is through a safety incentive program that rewards safe behavior and participation in workplace safety efforts. These programs need not be complicated, and some of the simplest have proven most effective. The best ones encourage safe…
The sweeping One Big Beautiful Bill Act signed into law by President Trump on July 4, 2025, makes permanent the ability of high-deductible health plans to offer pre-deductible coverage for telehealth and other remote care services without compromising employees’ eligibility to contribute to health savings accounts. This change, effective for plan years beginning after Dec. 31,…
President Trump’s sweeping return to tariff-heavy trade policies in 2025 is sending ripples across the economy, including the cost of property insurance claims. The latest round of tariffs, which include steep duties on imported construction materials and auto parts, many of which are sourced from China, threatens to drive up claims costs in both personal…
As the cost of providing health benefits continues to rise, more employers intend to change or reduce their 2026 offerings to control spending, according to a new survey. In a survey of more than 700 U.S. employers by Mercer — including over 500 large organizations (those with 500 or more employees) — 51% of large…
Congratulations to our 2025 Thomas G. Williams Award Recipient! Jason March Vice President, Commercial Insurance Department Sacramento, CA Each year, this prestigious award honors outstanding broker performance and is named after the visionary who founded InterWest in 1992. We’re proud to recognize Jason for making a lasting impact. Here’s to continued success and the…
As wildfire seasons grow longer and more intense due to rising temperatures, utilities in high-risk areas are increasingly using public safety power shutoffs to prevent fires sparked by electrical equipment, one of the leading causes of wildfires. These proactive outages can leave communities without power for hours — or even days — especially during dry,…
On July 4, 2025, President Trump signed the One Big Beautiful Bill Act into law, a sweeping tax and spending measure that includes implications for health savings accounts and employer-sponsored benefits. While an early version of the bill passed by the House of Representatives promised broad reforms to group health insurance, most of those provisions were…
If your insurance agency is not taking full advantage of LinkedIn to make connections and market your insurance brokerage, you are missing out on a great opportunity to grow your book of business. LinkedIn, as you likely already know, is the social media equivalent of Facebook for the business world and is a great tool…