Total Cost of Risk (TCOR)

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Financial Leakage: per year
Profit / Surplus Margin Impact:

Estimated

Financial Leakage:

PER
YEAR

Sales Needed to Fund
Financial Leakage:


Profit / Surplus Margin Impact:

Select the effective date of the Program:


What is the Total Premium?
Input the total premiums of your Workers' Compensation, General Liability, Automobile policies.
PREMIUM
What is the Total Incurred Amount of Claims?
Input your best estimate of what you think your insurance carrier paid in insurance claims last year, plus deductibles. Include any out-of-pocket expenses paid by your organization.
TOTAL
CASUALTY
LOSSES
What are the Annual Sales for your organization?
Input the your organization’s total annual sales amount for the analysis year in conjunction with the line of coverage effective date.
ANNUAL
SALES
What is the Profit Margin of your organization?
Input the percentage of your organization’s profit margin for the analysis year in conjunction with selected line of coverage program effective date.
PROFIT
MARGIN

Next Step:

Contact InterWest for an in-depth analysis of your Financial Leakage

*Financial Leakage is your estimated amount of your direct and indirect cost of claims. To quantify these expenses we have utilized multivariate study data provided by TCORCalc®. TCORCalc® is North America's leading authority on risk management program analytics and insurance industry benchmarks. For more information, visit https://tcorcalc.com.