Financial Leakage:
per year
Profit / Surplus Margin Impact:
Estimated
Financial Leakage:
PER
YEAR
YEAR
Sales Needed to Fund
Financial Leakage:
Profit / Surplus Margin Impact:
What is the Total Premium?
What is the Total Incurred Amount of Claims?
What are the Annual Sales for your organization?
What is the Profit Margin of your organization?
Input the total premiums of your Workers' Compensation, General Liability, Automobile lines.
PREMIUM

Input your best estimate of what you think your insurance carrier paid in insurance claims last
year, plus deductibles. Include any out-of-pocket expenses paid by your organization.
TOTAL
CASUALTY
LOSSES
CASUALTY
LOSSES

Input the your organization’s total annual sales amount for the analysis year in
conjunction with the healthcare program effective date.
ANNUAL
SALES
SALES

Input the percentage of your organization’s profit margin for the analysis year in
conjunction with selected line of coverage program effective date.
PROFIT
MARGIN
MARGIN

Next Steps: