You may not think of postal delays as a cost of doing business or a risk to your operations, but slower mail can pose a number of issues for timely correspondence and package deliveries. The U.S. is facing the specter of longer delivery times for first class mail, and the longer the mail has to…
With about 75% of employees in the U.S. using their own devices for work communications and productivity, businesses must implement safeguards to avoid company data from being compromised should a device be stolen, hacked or contract a virus. The BYOD (bring your own device) trend has grown as many employees have eschewed company-issued mobile devices,…
With confrontations between angry customers and employees just trying to do their jobs increasing during the COVID-19 pandemic, employers need to make sure they have policies in place to protect workers who are confronted. As well, many customer-facing companies — mainly retailers, restaurants, retail printers and entertainment venues — have seen an uptick in customers…
Many parents get a big surprise when they find out that their health insurance won’t cover their kids when they go off to college, particularly if they are out of state. The problem is that the health plan they may get through work may not have networks in the area or region. If your child…
Employers are being hit with a wave of COVID-19-related employment lawsuits, which is starting to have an effect on employment practices liability insurance (EPLI) rates and coverages. A tally by the law firm of Fisher Phillips found that as of August 2021 there had been 2,950 COVID-19-related employment lawsuits filed in the U.S. Most of…
The Biden administration has announced plans to require businesses with 100 or more employees to require their workers to be vaccinated for COVID-19 or be tested for the coronavirus on a weekly basis. The order is part of a sweeping six-part “Path Out of the Pandemic” plan, which focuses on expanding vaccinations, opening schools safely,…
In courtrooms all over the country, battles are occurring between businesses who endured COVID-19-related shutdowns and insurance companies who believe they are not obligated to reimburse them for their losses. According to the Covid Insurance Litigation Tracker from the University of Pennsylvania Carey Law School, more than 1,800 lawsuits have been filed in state and…
Insurance Commissioner Ricardo Lara has announced that he has issued notices to insurance companies ordering them to cease non-renewals and cancelations of insurance coverage for communities with wildfire emergencies – or risk being in violation of California law. His notices (known as bulletins) cover homeowner’s and renter’s insurance policyholders living near major wildfires included in…
With the COVID-19 pandemic continuing to throw a wrench into the economy and the workplace, employers are gearing up for another unusual open enrollment for their group health plans for the 2022 policy year. As a result of the pandemic, your employees’ priorities may have changed and some of them may be looking at enhanced…
Despite accounting for 19% of revenues among firms in the United States, small businesses shoulder more than 53% of all commercial tort liability costs, according to a new report by the U.S. Chamber Institute for Legal Reform. The story is worse for the business with less than $1 million in revenue. They account for only…