With health insurance costs continuing to climb, many employers are finding that standard medical coverage alone doesn’t offer enough financial protection for their staff. Rising deductibles, higher out-of-pocket maximums and the soaring cost of care are pushing workers to look for other ways to fill the gaps. Employers can step in to meet that need…
January 21, 2026 10:00 am – 11:00 am Speaker: Jeff Keena, Director, Alternative Markets, InterWest Insurance Services Session Agenda Reasons to Consider a Group Captive: Explore why captives offer top-performing employers’ comparable risk-sharing options and cost control programs. Key Features- Learn how a captive insurance program can turn your premium dollars into a strategic advantage.…
Commercial auto insurance companies continue to post steep losses for liabilities like third-party injuries and property damage, which is driving continued rate hikes for businesses, particularly fleet operators, according to a new report from A.M. Best. The line posted its 14th consecutive year of underwriting losses in 2024, with liability coverage alone accounting for $4.5…
If you view annual open enrollment as a simple box-checking exercise, you’re likely missing out on helping your staff get the most out of the benefits you provide. Instead, if you approach open enrollment as a chance to strengthen employee engagement, control costs and help your workforce understand the full value of your benefits program,…
The time for passing new laws in 2025 has expired and now we know what will be new for 2026 and beyond. Outlined below are the new laws most likely to affect our clients. We have not included every new law that may impact your organization, but instead, we have included employment laws that many…
An insurance agent has filed papers with the state of California to qualify an initiative for the 2026 election that would repeal Proposition 103, a landmark insurance measure that has tightly regulated property and auto insurance rates since 1989. Since 1989, Prop. 103 has required insurance companies to submit requests for rate changes to the…
With employers bracing for another steep rise in health care expenses, many are preparing “disruptive” changes, according to a new report. Employers surveyed for the “WTW 2025 Best Practices in Healthcare Survey” said they anticipate their health care costs will increase by 9% in 2026. They told researchers they can’t absorb the increases or pass…
One of the keys to success for an insurance agency is tracking producers’ performance and how much each new account costs to land. Whether you’re growing or in an operational rut, tracking sales metrics can help you understand if you are spending money in the right places to support your agency’s growth and that you…
In an effort to bring more insurers back into California’s homeowner’s and commercial property insurance market, the state Department of Insurance (DOI) has approved a system that will allow insurers to use forward-looking wildfire risk models to price policies in areas susceptible to wildfires. The DOI hopes this and other measures it’s been taking, will…