A federal court has ruled that an insurer’s professional liability policy must pay out $6 million for a company’s losses from a business e-mail compromise scam, even though the business lacked cyber coverage.

The ruling is part of a growing trend of businesses that haven’t purchased cyber insurance seeking coverage for cyber-related losses from other policies they do have, such as business liability, professional liability, and directors & officers (D&O) coverage.

Seeking coverage for cyber losses and for e-mail compromise scams from other than cyber policies is not often successful, and whether the insurer will pay out can depend on the nature of the loss.

In this latest case however, a judge in the U.S. District Court in the Southern District of New York ruled that American International Group must cover $5.9 million that a company had been duped out of by Chinese hackers in 2016.

AIG had disputed the claim saying that the professional liability policy the business had does not cover “criminal acts,” adding that it had never sold the company a cyber policy.

These disputes are becoming more common and you should pay attention to your policy exclusions, as well as consider cyber insurance, if you have assets that could be exposed through a cyber attack or fraud.

How was the business scammed?

SS&C Technologies received spoof e-mails that purported to come from one of the company’s clients, Tillage Commodities Fund, a commodities investment firm. The e-mails instructed the company to make six wire transfers to a bank account in Hong Kong.

The scammers masqueraded as Tillage employees with e-mail addresses that spelled “Tillage” as “Tilllage.”

But according to court documents, there were telltale warning signs that the e-mails were fishy:

  • One e-mail asking SS&C to wire $3 million contained only the words “How was your weekend?” and then the wire transfer details.
  • E-mails included grammatical errors and unusual syntax like “Let’s round up business today.”

Based on the above, staff at SS&C were not too diligent in looking out for possible

business e-mail compromise scams involving a third party hacker posing as someone else (a client, a vendor or even a manager or president of the targeted company) via e-mail and requesting a wire transfer into a bank account.

This type of scam, which cost organizations $300 million every month in 2018, according to the U.S. Department of Treasury, is covered by a standard cyber insurance policy.

SS&C did not have a cyber policy, so it sought coverage under its professional liability policy for the losses it sustained when transferring those funds. AIG did pay for SS&C’s legal defense costs after Tillage Commodities sued, but refused to cover the $5.9 million in stolen funds.

According to court documents, AIG’s policy included a clause that it would not provide indemnity coverage for losses arising from “dishonest, fraudulent or criminal acts.”

What this means for your firm

While this case worked out for the insured party, businesses should not rely on their non-cyber insurance policies to continue paying claims. As costs for cyber attacks like ransomware, malware, stolen data and business e-mail compromise scams grow, insurers are increasingly including clauses that explicitly exclude coverage for those risks.

If you have any important company assets in digital form and/or make or receive payments online, it would be wise to secure a cyber insurance policy.

If you don’t, you can try to seek coverage under other policies. That it may be difficult to obtain, but not impossible.

For example, if your company has D&O liability insurance and/or crime insurance, it may be able to seek coverage for any ransomware events since those policies will typically include coverage for kidnapping and ransom.

Some insurers are now providing — either deliberately or unintentionally — kidnapping and ransom coverage that applies to ransoms paid in response to cyber extortion. Among the events that these policies may consider cyber extortion are:

  • Threats to poison a computer system with malware.
  • Threats to change, damage or destroy programs or data stored on a system if the owner does not pay a ransom.

That said, many insurers who provide this coverage likely did not anticipate covering ransomware losses and have started changing their D&O and crime policies to specifically exclude ransomware.

Other insurers have added deductibles to the coverage, mirroring the terms of cyber policies, while others have capped the amount of business interruption coverage they will provide for cyber-extortion losses.

1,682 Comments

  1. Cerco Levitra 10 Mg [url=https://cheapcialisll.com/]buy real cialis online[/url] Canine Cephalexin Dosage Cialis Cheap Cytotec No Prescription

  2. Hi there mates, how is the whole thing, and what you want to say regarding this post, in my view its
    really awesome in favor of me.

  3. Howdy! I know this is kinda off topic however , I’d figured I’d ask.

    Would you be interested in trading links or maybe guest authoring a blog article or vice-versa?
    My website discusses a lot of the same subjects as yours and I think we could greatly benefit from each other.

    If you are interested feel free to send me an e-mail.
    I look forward to hearing from you! Awesome blog by the way!

  4. I am genuinely pleased to glance at this web site posts which carries tons of useful facts, thanks
    for providing these kinds of information.

  5. Hi are using WordPress for your site platform?
    I’m new to the blog world but I’m trying to get started and
    create my own. Do you need any coding knowledge to make
    your own blog? Any help would be greatly appreciated!

  6. venta kamagra farmacia Boorce [url=https://ascialis.com/#]Cialis[/url] stesUsenia Real Amoxicilina mooleriami safe cialis online triessitteep Clobetasol With Next Day Deliverycheap Valtrex Canada

  7. Achat Cialis Internet Enultnap [url=https://bbuycialisss.com/#]Cialis[/url] RicInhinee Keflex Structural Formula piorgipror Buy Cialis oxique Cialis Administracion

  8. I don’t know if it’s just me or if perhaps everybody else experiencing problems with your blog.

    It appears as if some of the text on your posts are running off the screen. Can someone else please provide feedback and let me know if this is happening
    to them as well? This might be a problem with my internet browser because I’ve had this happen previously.
    Many thanks

  9. Hello! This post could not be written any better!
    Reading this post reminds me of my previous room mate!
    He always kept chatting about this. I will forward this page to him.
    Pretty sure he will have a good read. Thanks for sharing!

  10. An outstanding share! I have just forwarded this onto a colleague who had been doing a little research on this.
    And he actually ordered me dinner simply because I stumbled upon it for
    him… lol. So let me reword this…. Thanks for the meal!!

    But yeah, thanks for spending time to talk about
    this issue here on your site.

  11. What’s Taking place i am new to this, I stumbled upon this I have discovered It positively helpful and it has aided me out loads.

    I’m hoping to give a contribution & help different customers like its helped me.
    Good job.

  12. Somebody essentially lend a hand to make critically articles I would
    state. That is the first time I frequented
    your web page and up to now? I surprised with the analysis you made to create this particular put
    up incredible. Magnificent job!

  13. Hey! This is my first visit to your blog! We are a team of volunteers and starting a new initiative in a community in the same niche.
    Your blog provided us beneficial information to work on. You have done a wonderful job!

  14. Heya i’m for the first time here. I came across this board and I find It really
    useful & it helped me out much. I hope to give something back and aid others like you aided me.

  15. Wonderful goods from you, man. I have consider your stuff
    prior to and you’re simply too wonderful. I really like what you have got right here, really like what you’re stating and the way in which by which you are saying it.
    You make it enjoyable and you continue to care for to keep it smart.

    I can’t wait to read much more from you. This is really a wonderful site.

  16. Nice post. I was checking constantly this blog and I’m impressed!
    Extremely helpful information specifically the last part 🙂 I care for such info much.

    I was looking for this certain info for a long time.

    Thank you and good luck.

  17. Oh my goodness! Amazing article dude! Thank you, However I am having troubles
    with your RSS. I don’t understand why I can’t subscribe to it.
    Is there anyone else getting identical RSS issues? Anyone who knows the solution can you kindly
    respond? Thanx!!

  18. Greetings from Los angeles! I’m bored to death at work so I
    decided to check out your blog on my iphone during lunch break.
    I enjoy the information you present here and can’t wait to take
    a look when I get home. I’m amazed at how quick your blog loaded on my phone ..
    I’m not even using WIFI, just 3G .. Anyhow, excellent site!

  19. Hey superb blog! Does running a blog similar to
    this require a large amount of work? I have
    virtually no understanding of computer programming but I was hoping to start my own blog soon. Anyways, should you have any ideas or tips for new blog owners please share.
    I know this is off topic but I simply needed to ask.
    Cheers!

  20. Do you mind if I quote a couple of your articles as long as I
    provide credit and sources back to your weblog? My website is
    in the very same area of interest as yours and my visitors would genuinely
    benefit from some of the information you present here. Please let me know if this alright with you.
    Appreciate it! 3gqLYTc cheap flights

  21. This design is wicked! You definitely know how to
    keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!)
    Fantastic job. I really loved what you had to say, and more than that, how you presented it.

    Too cool!

  22. Hi, I do think this is an excellent web site. I stumbledupon it 😉
    I’m going to come back yet again since i have bookmarked it.
    Money and freedom is the greatest way to change, may you be rich and continue to guide other people.

  23. Hello there! I know this is kinda off topic but I was wondering if you knew where I could find a captcha
    plugin for my comment form? I’m using the same blog
    platform as yours and I’m having difficulty finding one?
    Thanks a lot!

  24. Hi, I do think this is an excellent blog. I stumbledupon it 😉 I may come back yet again since i have
    bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to help other people.

  25. In January pattern year, speck znsrig flatten ill. It’s okay, decent a peaceable viagra for sale, which passed in five days. But the temperature suddenly returned away the intent of the month: the thermometer showed 35. The servant was urgently hospitalized with fever and convulsions. A infrequent hours later, three-year-old Yegor stopped breathing – he knock into a coma. With the inform appropriate of a ventilator and a tracheostomy, the doctors resumed the beget of the lungs, but oxygen starvation struck the brain. The kid has confounded the whole shebang that he managed to learn in three years. The diagnosis is posthypoxic encyphalopathy.

  26. Our doctor thought that Dad was dialect mayhap even better than Mom in this situation. Stricter, more demanding, when one pleases not mournfulness once again when you need to perform bad viagra online. Lovingly, I wanted to hand out my helpmate a break.
    I used up a inconsequential in excess of a month in the exhaustive care piece and two and a half months in the bone marrow transplant unit. There I became a benefactor in compensation my son. I’m ready I was accomplished to help him. I was the only gentleman’s gentleman in both departments, but my parents were already there. That is, a gentleman’s gentleman in the repulse with a sprog is no longer a rarity.

  27. Pingback: mymvrc.org
  28. Oh my goodness! Incredible article dude! Thank you, However I am encountering difficulties with your RSS.
    I don’t know why I cannot join it. Is there anybody
    getting the same RSS issues? Anyone that knows the solution will you kindly respond?
    Thanx!! http://grassfed.us/

  29. Mikhailik was born healthy, grew up indefatigable and cheery, developed rather quick, went to kindergarten. Loved and unruffled loves to demeanour enjoyment active games, viagra 100mg usa dreams of a remote-controlled propeller, which can fly at house in the field.

  30. You actually expressed that effectively! argument essay help [url=https://discountedessays.com/]good thesis statement[/url] dissertations express

  31. Anyone who has at all seen a premature young man desire not be able to neglect doing it. Tiny fingers, overlay thinner than tissue paper: hip memoirs is enclosed in an infinitely breakable shell. All the hope of loved ones is on the remove scan of doctors who intent help the indulge outlast and develop. You can imagine how vexing it is to both the babe’s relatives and the doctors http://withoutsubscription.com generic viagra without subscription when there are methods of treating a mollycoddle in the planet, but in this country and in this city they are not available. Release’s assist the smallest ones retrieve top-class medical tend!

  32. In children born once 32 weeks of gestation, cerebral immaturity often leads to intraventricular hemorrhage (IVH): this occurs in 60-90% of cases. With hemorrhages of the third and fourth degrees, the flowing of cerebrospinal fluid is psychoneurotic, which leads to dilatation of the ventricles of the perceptiveness and hydrocephalus http://xlpharmacysl.com viagra. It is forbidding IVH and post-hemorrhagic hydrocephalus that many times live to the expiration of green babies.

  33. canada viagra generic viagra is there a generic for viagra
    ed treatment review viaworldph.com viagra price
    order viagra online [url=https://viaworldph.com/#]buy viagra generic[/url] generic viagra without a doctor prescription

  34. Cavernous disfunction (ED) is the haunting unfitness to attain or conserve an hard-on sufficient
    for acceptable sexual carrying out.1 According
    to data from the Massachuset Male person Ageing Study, up to 52% of hands betwixt
    the ages of 40 and 70 are touched by ED.2 Based
    on findings from the 2001–2002 Political unit Health and Nutriment
    Test Study (NHANES), it is estimated that 18.4% of hands in the U.S.
    who are 20 geezerhood of eld and elderly rich person ED. http://lm360.us/

  35. Nicely put, Thanks a lot!
    online canadian pharcharmy [url=https://canadianpharmacysaverx.com/]canada pharma limited[/url] highest rated canadian pharmacies

  36. You stated that exceptionally well! publix pharmacy online ordering [url=https://canadianpharmacysaverx.com/]canada pharmacy[/url] canada pharmacies online prescriptions

  37. Truly a good deal of fantastic data. what to write your college essay on [url=https://scoringessays.com/]writing my essay[/url] what is a dissertation paper

  38. Beneficial posts. With thanks! internet pharmacy [url=https://canadianmsnpharmacy.com/]canada pharmaceuticals online[/url] canadian pharmacy viagra generic

  39. Sctgyc bhyuvc cialis 5 mg cialis generic cialis [url=https://ciamedusa.com/]cialis price comparison[/url] possibly mastoid a instinctive coalesce for up to 2 cerises

  40. If you became to the stalling Ysjkgmk [url=https://ciamedusa.com/]online cialis[/url] refresh, skip. Malarial Remain Budding: 1 artist Slim Various: 22,676-45,393.

  41. Vavhjr dckwrv cialis canadian cialis 5 mg [url=https://ciamedusa.com/#]cialis pas cher[/url] widespread fitting for the next breath, anybody can cause the.

  42. erectile dysfunction doctors top erectile dysfunction pills erectile products

    [url=http://gomyindia.com/featured/nirbhaya-case-convicts-will-be-hanged/]erectile aliments[/url]
    [url=http://theskinloft.com/__media__/js/netsoltrademark.php?d=erectiledysfunctionpillscvs.com]erectile muscle[/url]
    [url=https://do4a.net/proxy.php?link=https://erectiledysfunctionpillscvs.com/]prciqc[/url]
    [url=http://u2n.ac-dijon.fr/spip.php?page=recherche&page=recherche&recherche=https%3A%2F%2Ferectiledysfunctionpillscvs.com]mwajvx[/url]
    [url=https://nuvetplusreviews.com/balinese-5/]jtumty[/url]
    [url=http://dsp.brest.by/2016/08/18/%D0%BF%D1%80%D0%B8%D0%B2%D0%B5%D1%82-%D0%BC%D0%B8%D1%80/]lvacij[/url]
    [url=http://rlisystems.ru/bitrix/rk.php?goto=https://erectiledysfunctionpillscvs.com/]erectile growing foods[/url]
    [url=https://www.stolze-edv.de/kontakt.php?message=Captcha&vorName=IdorseRed&nachName=IdorseRed&firma=&senderPhone=84376251221&nachricht=generic+for+viagra+%3Ca+href=%22+https://erectiledysfunctionpillscvs.com/]fdnrbo[/url]
    [url=https://www.asiaunion.net/delete-company?nid=3398&element=https://erectiledysfunctionpillscvs.com/]hrcwiv[/url]
    [url=http://pigbonds.info/out.php?url=https://erectiledysfunctionpillscvs.com/]medication induced erectile dysfunction[/url]

  43. viagra online viagra viagra otc
    the best ed pill viaworldph.com where to buy viagra
    mexican viagra [url=https://viaworldph.com/#]buy sildenafil[/url] online viagra

  44. Awesome information. Many thanks. help me write a narrative essay [url=https://topswritingservices.com/]dissertation writing[/url] proquest dissertation database

  45. Wonderful content. Thanks a lot. how to write a narrative essay about yourself [url=https://essayhelp-usa.com/]argumentative essay topics[/url] dissertation proposal example

  46. [url=https://edpillscanada24.com/#]male ed[/url] – how to fix ed
    [url=https://zithromax10.com/#]zithromax cost[/url] – zithromax capsules 250mg
    [url=http://diflucanfavdr.com/#]diflucan online cheap without a prescription[/url] – where can i purchase diflucan over the counter

  47. canadian pharcharmy generic cialis canada pharmacy The Most Unique Tips For Losing More Weight.There are numerous people that try to lose weight. The ones who try and also do well in weight loss are the ones who have knowledge in the weight loss location. [url=http://canada1drugstore.com/tadalafil]online canadian pharmacy[/url]

  48. Когда обычный человек сталкивается с тем что потерял ключи или замок был случайно или умышленно выведен из строя мы готовы прийти на помощь и вскрыть ваш замок. Вскрытие замков может происходить как с помощью слесарного инструмента, так и профессиональных отмычек – это зависит от типа замка, его модели и каждый наш мастер знает как работать с тем или иным видом замка. Все что вам нужно сделать – это оформить вызов и подождать некоторое время прибытия мастера по замкам. Мастер поедет к вам обязательно, в каждом районе Москвы работает по несколько мастеров по вскрытию замков от нашей компании. После вскрытия замка мы поможем вам в закупке комплектующих и установке нового более надежного замка для вашей двери.

    [url=https://po-zamkam.ru/]вскрыть двери торекс[/url]

  49. Отложенный постинг в инстаграм [url=https://postingall.ru/ ]и в остальные соц сети facebook Прокси и другие мощные инструменты[/url]

  50. canadian pharmacies generic ed medication canada pharmacies online prescriptions There are lots of people who try to slim down. The ones who attempt and are successful in fat burning are the ones who have knowledge in the fat burning area. This article will offer some of that understanding to you. There are several ways to drop weight, and also it is all about what works best for you. [url=http://canada1drugstore.com/tadalafil/]That Site[/url]

  51. Viagra: $0.31
    Cialis: $0.69
    Female Viagra: $0.81

    [b][url=https://bit.ly/3ktuIQ6]Canadian Pharmacy[/url][/b]

    + 100% Confidential and anonymous
    + New FDA Approved Drugs
    + Special internet prices and discounts
    + Brand and generic RX meds
    + Fast worldwide delivery

    Safe online pharmacies with lower prices:
    [b][url=https://bit.ly/3ktuIQ6] + Check Your Online Pharmacy[/url][/b]

    How many people report Red Viagra side effects? Where to buy Red Viagra online. [url=http://clomicitr.blog.fc2.com/blog-entry-2.html]Online Canadian Pharmacy[/url] – Generic drug for Red Viagra drug side effects.
    Red Viagra Online presciption. [url=http://www.cngayfriends.com/forum.php?mod=viewthread&tid=9112&extra=]Canadian Online Pharmacy[/url] Customer reviews of Red Viagra. Does Red Viagra and alcohol mix? Best pharmacy to buy Red Viagra online. [url=https://clomifen.blogspot.com/2019/04/aprilmay-2019-clomid-pharmacy-coupons.html]Canadian Pharmacy[/url]. Tablets Red Viagra review.
    Generic Red Viagra forum reviews. [url=http://rainerealm.com/forum/showthread.php?tid=19102]Pharmacy Online[/url] Red Viagra Online presciption.

  52. [url=https://ibb.co/Xt1hmzL][img]https://i.ibb.co/bXTSprm/Help-Bot24.png[/img][/url]
    Базы для брута -+- почтового спама и конечно иных Ваших планов.
    Мгновенное приобретение online. Онлайн Телеграм бот автопродаж @BlackFriday24_bot
    В наличии базы данных в формате mail–пасс с доступом по ИМАП / POP3 / СМТП
    Mail базы самых разных стран мира для обеспечения рассылки Ваших предложений / спама
    С нами Полезно вести сотрудничество!
    Постоянным покупателям значительные бонусы!
    Практически постоянно в продаже свежайшие базы, а также программы для их более качественного использования
    Если уж потребны выборки по определенным странам, обращайтесь по контактным данным телеграм бота
    Выдача в режиме онлайн по завершении платы. Поможем с требуемым приватным софтом

  53. tadalafil india pharmacy visit this page The Most Unique Tips For Losing More Weight.There are lots of people who attempt to lose weight. The ones that try and also are successful in weight loss are the ones that have knowledge in the weight loss location. [url=http://canada1drugstore.com/tadalafil/]brand viagra online canada pharmacy[/url]

  54. Довольно интересно
    _________________
    [URL=https://rucasino.realmoneytopgames.xyz/1103/]игровые автоматы играть 100% бесплатно[/URL]

  55. [img]https://sun2.cosmostv-by-minsk.userapi.com/JDISFlN4flScT410V8k1VqZiuaikc57qO2GBiA/FTgXpR4UQn8.jpg?ava=1[/img]

    How to lose weight? [url=https://s.click.aliexpress.com/e/_AYJzHA]FURTHER[/url]

  56. [url=http://prostitutki-don.com]развела парня на секс[/url], размещенные на нашем ресурсе, настолько прекрасны, что выбор будет сделать совсем не просто, но выбрав самую развратную красотку-путану, она воплотит в реальность самые смелые сексуальные фантазии.

  57. Ephern and his mother actual on 632 dollars a month – this is the subsistence the kinsmen receives. A immense dividend of this notes goes to medicines and supplies, the balance to blanket utility bills and food. The m‚nage has no money for rehabilitation. The situation is a small rescued before the videos, which are filmed and published past the online pharmacies rehabilitation center.

  58. canadian pharmacy com sneak a peek here The Most Unique Tips For Losing More Weight.There are numerous people who attempt to lose weight. The ones that try and also prosper in weight loss are the ones that have knowledge in the weight loss area. [url=http://canada1drugstore.com/tadalafil/]Canadian Pharmacy Shipping Usa Cialis, Viagra Whithout Prescription – Canadian ED Drugstore Canada1DrugStore.com/Tadalafil/[/url]

  59. pharmacie Г  beaulieu 19120 pharmacie leclerc querqueville , pharmacie tassigny angers therapie de couple fribourg . therapie de couple paris pharmacie de garde marseille boulevard national , pharmacie d’angers therapies actives pharmacie gaillard aix en provence pharmacie bordeaux st jean .
    therapie de couple islam therapies comportementales et cognitives definition , act therapy criticism pharmacie marissel beauvais , pharmacie en ligne pau pharmacie bordeaux lac . pharmacie bordeaux bastide stalingrad pharmacie de garde aujourd’hui issoudun pharmacie ouverte bordeaux , therapies katy pharmacie mutualiste angers , pharmacie auchan bretigny sur orge . pharmacie bordeaux stalingrad pharmacie en ligne valenciennes , medicaments zopiclone pharmacie leclerc quevert , therapies alternatives psychologie pharmacie des ecoles boulogne billancourt horaire . act therapy journal pharmacie ouverte woippy pharmacie lafayette st malo , pharmacie leclerc paridis pharmacie savary angers [url=https://gbcode2.kgieworld.com/gb/consumer.huawei.com/ae-en/community/details/topicId_130398/]Diflucan yeast infection[/url] , pharmacie auchan fontenay sous bois .
    pharmacie jules ferry avignon pharmacie mersier boulogne billancourt , pharmacie barbiere avignon medicaments reserves Г  l’usage hospitalier liste [url=https://hcmilano.quanta.com/aspettando-milano-quanta-cittadella/#comment-542958]pharmacie auchan petite foret therapie de couple lyon[/url] d0ba388 , therapie yverdon pharmacie de garde grasse . pharmacie en ligne perpignan traitement menopause pharmacie beauvais rue de la madeleine , pharmacie beaulieu laplante pharmacie hubert beaulieu sur loire , pharmacie grand annecy . pharmacie de garde marseille plan de campagne medicament generique comprime , generique aerius comprime pharmacie de garde le havre , pharmacie de beauvais sur matha traitement infection urinaire .
    pharmacie vallet bourges pharmacie lombard beauvais pharmacie de garde aujourd’hui haute garonne , pharmacie de garde istres aujourd’hui pharmacie gervais amiens , pharmacie auchan st priest . pharmacie ouverte saint maur pharmacie angers 24h/24 , pharmacie bourges de garde pharmacie brest masques , therapie comportementale et cognitive dijon pharmacie leclerc lamballe .
    pharmacie caron beauvais horaires pharmacie lafayette compiegne act therapy group , pharmacie ouverte ussel 19200 pharmacie lafayette arras , pharmacie autour de ma position .pharmacie angers place de la visitation pharmacie dumont bourges pharmacie leclerc morlaix , therapie cognitivo comportementale essonne pharmacie lafayette vesoul , pharmacie de garde marseille 13013 pharmacie lesueur brest .

  60. Отложенный постинг в инстаграм [url=https://postingall.ru/ ]и в остальные соц сети Pinterest Прокси и другие мощные инструменты[/url]

  61. Новости мировых инвестиций можно найти на этом сайте https://finans-info.ru/investicii/

    Управляющий директор Centras Private Equity Fund Даурен Алипбаев.
    В зависимости от способа выплаты доходов можно выделить ценные бумаги с фиксированным доходом и ценные бумаги с плавающим доходом.

    [url=https://finans-info.ru][img]https://i0.wampi.ru/2020/08/31/35a7c68c2b68473a4beaf83dde30c23b.jpg[/img][/url]

  62. [url=http://en.world-cam.ru/cams/moscow-webcam-online/]Webcam of Moscow online[/url] The noisy and fussy life of the Grand city of the world’s largest power watch using “webcam of Moscow online”.

  63. Производство фонарей.
    Предприятие постоянно развивается и улучшает нашу продукцию, поэтому возможно изменение размеров, конструкции и комплектации представленных моделей при сохранении или улучшении функциональных и технических характеристик.
    Изготовление МАФов для комплексного благоустройства города (скамейки уличные парковые, урны, вазоны.

    [url=http://www.ngmfactory.ru/poleznye-stati/17077-ulichnye-vazony]Производство уличного освещения[/url] – это важная часть проекта. Выбор фонарей для улицы
    Особенности уличного освещения сквера имеет свои определенные характеристики.

  64. Hi,

    I am contacting you today because i have Jackpotbetonline.com site for advertising.

    Please check the website where you place link or article post.

    Jackpotbetonline.com are evryday updated & have good Domain Autority (DA=62) & Good Domain Rating (DR=72).

    The Following advertising Options are available:

    Text Link Space
    Article post (Max of 3 links per article)
    Advertising Banner Space (460×60 or 250×250)
    Best ” [url=https://www.jackpotbetonline.com/][b]Online casino Slots[/b][/url] ” Review

    Regards,

  65. Круто, давно искал
    _________________
    [url=https://ua.playtoprealmoneygames.xyz/70]бонус за депозит в онлайн казино украина [/url]

  66. Today, I went to the beach front with my kids. I found a sea shell
    and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear
    and screamed. There was a hermit crab inside and it pinched her ear.
    She never wants to go back! LoL I know this is entirely off topic but
    I had to tell someone!

  67. Я лет 10 прогоняю на Хрумере Белые, Серые и почти любые темы. Пример работы и тел. здесь https://youtu.be/jsxku7eus6E Звоните. Антибан гарантирован. Гугл “любит” хрумер. Ahrefs- у все нравится. Минимум 2000 качественных обратных ссылок. Было и 20 000 + Рост домена + объявления на форумах

  68. [url=https://viagrapn.com/]viagra price comparison usa[/url] [url=https://levitragenuine.com/]average cost of levitra[/url] [url=https://viagraprescriptiononline.com/]lowest price viagra uk[/url] [url=https://cialisyp.com/]cialis generic 20 mg[/url] [url=https://fildenamedication.com/]buy fildena 100 mg[/url]

  69. [url=https://lyricapill.com/]buy lyrica online europe[/url] [url=https://ddsmeds.com/]yasmin pill uk buy[/url] [url=https://levaquin24.com/]levaquin 750mg[/url] [url=https://cialispack.com/]buying cialis in canada[/url] [url=https://ciailis.com/]tadalafil prices[/url]

  70. Интересуетесь услугами, связанными с разработкой сайта, SEO, SMM продвижением, дизайном, настройкой таргетенговой и контекстной рекламы? Вашему вниманию предлагается web студия «Азнона»! Наша команда состоит из амбициозных профессионалов, имеющих большой опыт работы и солидное портфолио. В нашей компании работают профессионалы с большим опытом работы в данной сфере деятельности, имеющие необходимые знания и навыки. Наша деятельность направлена на удовлетворение потребностей каждого клиента. Каждый из нас добросовестно относится к своей работе, поэтому в результате вы получаете отменный результат. Мы гарантируем вам увеличение объема продаж, расширение клиентской базы и процветание вашего бизнеса.

    Что предлагает web студия «Азнона»? Мы оказываем услуги «под ключ» в социальных сетях: ВКонтакте, Одноклассники, Instagram, Facebook. Оформление сообщества, модерация и раскрутка – это далеко не весь список услуг, которые предоставляет наша команда. Мы разрабатываем логотипы для формирования целостного образа бренда, а также предлагаем своим клиентам качественный дизайн графики для сайта. Настройка контекстной рекламы и SEO продвижение включает в себя рекламу в яндекс директ, гугл рекламу, увеличение позиции сайта в поисковиках. Наша компания предоставляет комплексные услуги по разработке сайтов. Портфолио готовых сайтов вы можете посмотреть на веб сайте.

    Какие преимущества дает сотрудничество с нашим агентством? Мы предоставляем услуги по разработке сайта, SEO, SMM, дизайну, настройке таргетенговой и контекстной рекламы более пяти лет. У нас работают профессионалы, которые отлично разбираются во всех тонкостях своей работы. На все услуги установлены самые доступные цены в рунете. Мы гарантируем высокое качество предоставляемых услуг, поэтому в случае невыполнения своих обязательств возвращаем средства клиентам. Все услуги предоставляются четко в срок. За пять лет своей работы мы значительно расширили свою клиентскую базу.

    Развеять ваши сомнения по поводу выбора нашей компании помогут многочисленные отзывы клиентов. Следует отметить, что все отзывы не выдуманные, а реальные. Детальная информация о работе нашего агентства размещена на сайте aznona.com. В случае возникновения вопросов, звоните нашим консультантам!

    [url=https://aznona.com/service-category/dizajn-v-socsetyah/] оформление соцсетей [/url]
    [url=https://aznona.com/service-category/dizajn-v-socsetyah/] дизайн соцсетей [/url]
    [url=https://aznona.com/service/razrabotka-internet-magazina/] разработка сайта интернет магазина [/url]
    [url=https://aznona.com/service-category/sozdanie-firmennogo-stilya-i-dizajna/] полиграфический дизайн [/url]
    [url=https://aznona.com/service-category/sozdanie-firmennogo-stilya-i-dizajna/] разработка веб дизайна [/url]

  71. [url=https://canadianpharmacymd.com/]us pharmacy no prescription[/url] [url=https://cialisely.com/]cialis 50mg price[/url] [url=https://canadianpharmacysale.com/]canadian pharmacy world coupon[/url]

  72. знамо денщи, playdom официальный сайт скачать мобильную [url=https://playdom-online.me/11-mobilnaya-versija-playdom.html]мобильные казино онлайн playdom[/url]

  73. [url=https://daspharmacy.com/]cheapest pharmacy canada[/url] [url=https://cialisun.com/]cialis 5mg best price australia[/url] [url=https://viagramoz.com/]discount viagra canada[/url] [url=https://lyricapill.com/]lyrica 75 mg medicine[/url] [url=https://levaquinlevofloxacin.com/]generic levaquin[/url] [url=https://viagrabn.com/]viagra otc[/url] [url=https://tadalafilwww.com/]female cialis[/url] [url=https://plusplustabs.com/]adalat 30 mg tablet[/url] [url=https://levitragenuine.com/]levitra tablets price in india[/url] [url=https://ddsmeds.com/]levlen[/url]

  74. комплексный ремонт минск

    сиз для рабочего по комплексному обслуживанию и ремонту зданий
    комплексный ремонт квартир в минске
    рабочий по комплексному обслуживанию и ремонту зданий код по окз
    комплексный ремонт спб
    еткс рабочего по комплексному обслуживанию и ремонту зданий

  75. [url=https://sameloans.com/]payday loans in nevada[/url] [url=https://credtloans.com/]bad credit online loans[/url] [url=https://fpdloans.com/]direct lending[/url] [url=https://loanswebb.com/]loan direct[/url] [url=https://shorttermloanspd.com/]cash loan fast[/url] [url=https://loansmallp.com/]payday loan near me[/url]

  76. [url=http://sildenafilpak.com/]viagra tablets in india[/url] [url=http://kamaviagra.com/]sildenafil soft online[/url] [url=http://viagrasildena.com/]where to buy viagra in us[/url] [url=http://exepharm.com/]buy imuran 50 mg[/url] [url=http://viagraapo.com/]buy viagra in usa online[/url]

  77. [url=http://tadalafilis.com/]cialis usa prescription[/url] [url=http://tadelafil.com/]tadalafil 20mg price in india[/url] [url=http://sildenafil050.com/]best prices on viagra[/url] [url=http://sildenafile.com/]sildenafil buy online usa[/url] [url=http://levitrapack.com/]brand levitra[/url]

  78. I really like your blog.. very nice colors & theme.
    Did you design this website yourself or did you hire
    someone to do it for you? Plz reply as I’m looking to design my own blog and would like to find out
    where u got this from. kudos

  79. [url=https://viagraeffi.com/]australia viagra[/url] [url=https://hydroxychloroquineiv.com/]plaquenil generic price[/url] [url=https://sildenafilop.com/]price of viagra in mexico[/url] [url=https://viagracit.com/]generic female viagra 100mg[/url] [url=https://viagraac.com/]viagra generic viagra[/url] [url=https://cialislam.com/]cialis nz[/url]

  80. [url=http://loanswebb.com/]loans in georgia[/url] [url=http://imoloans.com/]debt relief companies[/url] [url=http://paydayln.com/]loans with low interest[/url]

  81. Лучшая компания по настройке и ремонту ноутбуков в Москве:

    Компания окажет для Вас услуги по настройке компьютерной техники с выездом на дом. мастера организации установят операционную систему и программы, подключат wi-fi и настроить роутер.
    Удаление вирусов с Вашего компьютера, установка необходимого антивирусного ПО. Чистка компьютера от пыли, настройка работоспособности, проклейка термопасты.
    Компьютерный мастер приедет в течение часа и произведет работы всё качественно. Предоставляется гарантия на все виды выполненных работ.
    Также, производится ремонт компьютера.

    Ссылки на сайт компании –
    [url=https://xn—-8sbnbykcfidmdkvf3n8a.xn--p1acf ]ремонт компьютера москва[/url], [url=http://xn—-8sbnbykcfidmdkvf3n8a.xn--p1acf ]ремонт компьютера[/url].

    Лучшая компания по ремонту компьютерной и оргтехники в Москве и Московской области:

    [url=https://ibb.co/gPTLtct][img]https://i.ibb.co/X3srFGF/19.jpg[/img][/url]

    Компания окажет для Вас услуги по настройке и ремонту компьютера с выездом на дом. Специалисты сервисного центра установят Windows и программы, подключат wi-fi и настроить роутер.
    Удаление вирусов с Вашего компьютера, установка необходимого антивирусного ПО. Чистка компьютера от мусора, настройка работоспособности, замена термопасты.
    Компьютерный мастер приедет оперативно и сделает всё качественно. Предоставляется гарантия на все виды работ и услуг.

    [url=http://www.xn—-8sbnbykcfidmdkvf3n8a.xn--p1acf ]ремонт компьютеров[/url],
    [url=https://www.xn—-8sbnbykcfidmdkvf3n8a.xn--p1acf ]ремонт компьютера москва[/url], [url=https://www.xn—-8sbco1ajhbgdp2adnc.xn--p1acf]ремонт компьютера[/url], [url=http://xn—-8sbco1ajhbgdp2adnc.xn--p1acf]ремонт компьютера[/url].

  82. [url=https://bipayday.com/]loans bad credit[/url] [url=https://paydayfix.com/]loans with no credit checks[/url] [url=https://imoloans.com/]get a loan without credit[/url] [url=https://credtloans.com/]first payday loan[/url] [url=https://sameloans.com/]quick money online[/url] [url=https://paydayln.com/]need a payday loan today[/url]

  83. спасибо интересное чтиво
    _________________
    [URL=https://pinup.smartbeting.site/]Казино Pin Up[/URL]

  84. очень интересно но чичего не понятно
    _________________
    [url=https://1xbet.onlinerealmoneybestgames.xyz/3692/]зеркало рендж ровер спорт [/url]

  85. [url=http://pdcashadvance.com/]how to get money quick[/url] [url=http://paydayprio.com/]denver payday loans[/url] [url=http://paydayfix.com/]unsecured loans[/url] [url=http://paydayq.com/]loans contact number[/url] [url=http://fpdloans.com/]loan cash[/url] [url=http://prslending.com/]payday loans in az[/url] [url=http://tipploans.com/]national cash advance[/url] [url=http://noaloans.com/]american payday loans[/url]

  86. [url=http://ivermectinmedication.com/]ivermectin for sale[/url] [url=http://sildenafilpro.com/]viagra for females[/url] [url=http://viagfa.com/]viagra for women online[/url] [url=http://cialisop.com/]cheap cialis paypal[/url] [url=http://viagraeffi.com/]viagra paypal[/url]

  87. [url=http://pdcashadvance.com/]loans online guaranteed approval[/url] [url=http://paydayln.com/]loan exit[/url] [url=http://paydayfix.com/]instant payday loan[/url] [url=http://noaloans.com/]money today[/url]

  88. 5 шагов в инфобизнесе
    [url=https://qps.ru/PVZ2E]Видео-курс “Умные продажи” с Правами Перепродажи, скачать бесплатно[/url]
    рашид сайфутдинов инфобизнес

  89. traitement naturel mycose pharmacie auchan htp , pharmacie de garde roanne pharmacie lafayette autour de moi . pharmacie favier amiens telephone pharmacie argenteuil dalle , act therapy history pharmacie en ligne pour animaux pharmacie auchan guilherand therapie de couple valais . pharmacie ouverte proche de moi pharmacie lafayette perpignan , a therapie cognitivo-comportementale pharmacie boulevard jean jaures boulogne-billancourt horaires , pharmacie la plus proche pharmacie de garde aujourd’hui orchies . journal des therapies comportementales et cognitives pharmacie.bailly pharmacie lafayette salon de provence , therapies systemiques pharmacie ouverte kourou , therapie cognitivo-comportementale pour les nuls . internat pharmacie amiens therapie cognitivo comportementale montpellier , pharmacie de garde saint quentin aujourd’hui pharmacie 14 juillet amiens , pharmacie de beaulieu sur layon. therapie cognitivo comportementale hypocondrie pharmacie de garde montauban [url=https://karantina.pertanian.go.id/question2answer/index.php?qa=165903#]Clavulanate 1000 mg[/url], pharmacie gory bourges pharmacie auron bourges . pharmacie bourges cap nord pharmacie annecy rocade , act therapy questions pharmacie de garde marseille dimanche 19 mai 2019 traitement leucemie pharmacie ouverte dimanche 95 .
    traitement kyste ovarien pharmacie leclerc tignieu , medicaments qui augmentent les globules blancs targeted therapies , therapie jeu de societe pharmacie gdd . act therapy social phobia traitement parkinson pharmacie villeurbanne , therapie de couple orange pharmacie paris , pharmacie mejanes aix en provence . pharmacie buchet bourges pharmacie auchan chasseneuil , therapie de couple namur traitement maladie de crohn , therapie respiratoire act therapy leaves on a stream . therapies skin pharmacie de garde aujourd’hui nice , pharmacie de garde marseille dimanche 4 octobre 2020 pharmacie a proximite toulouse . pharmacie de garde aujourd’hui sarthe therapies cognitivo-comportementales paris , traitement herpes pharmacie gory bourges pharmacie ganci aix en provence therapie de couple toulon . pharmacie de garde marseille ce soir therapie cognitivo comportementale maroc , pharmacie lafayette givors horaires pharmacie de garde marseille dimanche , pharmacie en ligne pilule pharmacie avignon nord ? pharmacie en ligne jean coutu medicaments urgence reanimation pdf therapie karmique , pharmacie auchan perols pharmacie lafayette pamiers , pharmacie de garde marseille la joliette .
    ynspire therapies pharmacie ouverte dimanche toulouse , pharmacie polygone brest pharmacie de garde montpellier , therapies breves toulouse pharmacie beauvais ouverte le lundi . therapie manuelle orthopedique therapie cognitivo comportementale le mans , pharmacie auchan roncq telephone pharmacie becker monteux societe.com . pharmacie leclerc bellaing therapies work for , traitement tendinite ketoderm pharmacie en ligne pharmacie de garde marseille 6 therapies act . wild therapies pharmacie valcros aix en provence , pharmacie centrale annecy parapharmacie leclerc hyeres , pharmacie du centre pharmacie fleveau angers . pharmacie de auchan woippy Г  quelle heure Г§a ferme pharmacie de garde aujourd’hui calais produit medicamenteux pour maigrir , pharmacie bordeaux quinconces pharmacie de bailly romainvilliers , pharmacie herblay . traitement efficace contre les vertiges pharmacie jeu de paume beauvais , therapie cognitivo comportementale alger pharmacie felgerolles aix en provence , pharmacie de garde aix en provence pharmacie de garde zellik .

  90. [url=http://xnloans.com/]refinance[/url] [url=http://pdcashadvance.com/]car loan[/url] [url=http://paydayprio.com/]direct loan[/url] [url=http://omaloans.com/]need money[/url] [url=http://bipayday.com/]payday loans near me[/url] [url=http://spdlending.com/]bad credit quick loans[/url]

  91. [url=http://fpdloans.com/]fast cash payday loan[/url] [url=http://loanswebb.com/]payday lender[/url] [url=http://prslending.com/]cash loans for bad credit[/url]

  92. My brother recommended I may like this blog. He was once
    entirely right. This submit actually made my day. You can not
    believe just how much time I had spent for this information! Thank you!

  93. мне дюже повезло, долго подбирали изготовителя для [url=http://www.mfsprivolg.ru/mebel-dlya-doma-dolzhna-byt-krasivoj-i-funkcionalnoj/]Кухни на заказ Челябинск[/url], мы выбрали именно эту фирму с настоящими профессионалами своего дела. Заявку заказанную доставили в самые быстрые сроки,как и было оговорено, без каких-либо задержек и форс-мажоров, которые так любят разные неблагонадежные компании. Фунтитура, из которого изготовлена продукция, очень качественный, а гарантия дается на 10 лет.
    К основным преимуществам компании непременно стоит отнести следующее:
    • быстрая доставка;
    • поднятие на этаж;
    • профессиональный монтаж;
    • Клининг по окончании сделанных работ.
    Когда у вас появилось желание либо обязанность купить [url=http://www.stroyoptnn.ru/dizajn-i-interer/mebel-dlja-doma-dolzhna-byt-krasivoj-i-funkcionalnoj.html]Мебель на заказ Челябинск[/url], то я непременно рекомендую звонить лишь в эту компанию! Тут вы сможете получить отличное соответствие цены и качества!

  94. Всем хорошего настроения!

    Наша компания специализируется на прямых поставках воздуходувок из Европы, кроме того мы сотрудничаем с отечественными изготовителями вакуумной и нагнетательной техники.
    Прямые поставки, которые мы осуществляем, позволяют реализовывать воздуходувки по выгодной для пользователей стоимости.

    Это оборудование используют в сферах, где необходимо нагнетание или откачивание воздуха, газовые смеси. Уровень производительности устройств гораздо выше, чем у компрессоров, но нагнетаемое давление ниже. Благодаря этим свойствам приборы считаются универсальными и подходят для применения в качестве вакуумных насосов.
    Оборудование незаменимо в направлениях, где нужно обеспечить поток чистого воздуха под низким давлением.

    [url=https://vihrevaia.com/promyshlennaya-vozdukhoduvka/]https://vihrevaia.com/[/url]

  95. I got this website from my friend who told me on the topic of this web page and at the moment this
    time I am visiting this web page and reading very informative content at this time.

  96. Приветствую всех! Класный у вас сайт!
    Что думаете по этим новостям?:
    Николай Рубцов:” Я умру в крещенские морозы…” http://mybioplanet.ru/news/15503-nikolay-rubcov-ya-umru-v-kreschenskie-morozy.html
    Руслан Цаликов. Право знать! 16.03.2018 [url=http://mybioplanet.ru/news/30696-ruslan-calikov-pravo-znat-16032018.html] Руслан Цаликов. Право знать! 16.03.2018 [/url]
    Ещё много интересного нашел тут: [b] новости россии и мира сегодня события [/b] [url=http://mybioplanet.ru/]http://mybioplanet.ru/[/url]
    [url=http://mybioplanet.ru/information-technology-it/]новые информационные технологии[/url] информационные технологии в управлении

  97. |[url=https://t.me/MasterTrendClub]Уникальные индикаторы для трейдинга показывают куда будет двигаться рынок с точностью до 80%, а торговый бот автоматически торгует на бирже без вашего участия. Присоединяйтесь[/url]

  98. Свой состав постоянно стремится, для того чтобы вам имели
    возможность приобрести документ об высочайшем воспитании
    также никак не ставить под сомнение во его свойстве.
    Я работаем с целью этого, для того чтобы Для Вас существовало
    комфортно пользоваться нашими предложениями.

    [url=https://docvuz.org]купить аттестат за 9 классов в Мурманске [/url]
    [url=https://docvuz.org]купить диплом техникума в Мурманске [/url]
    С Целью нас значим любой потребитель, также я стремимся в
    комплексе найти решение трудности согласно розыску также приобретении
    дипломов об высочайшем воспитании.