Emergency rules are being developed to guide workers’ compensation classification and claims for coronavirus-affected employers and their workers in California 

The Workers’ Compensation Insurance Rating Bureau is pursuing the temporary rules to ensure fairness for employers so that their workers’ comp rates and experience modifiers (X-Mods) are not adversely affected by COVID-19-related issues.  

The Rating Bureau’s Classification and Rating Committee, whose members include the top actuaries for a number of workers’ comp insurers in the state, will meet April 14 to discuss three important changes to the state rating plan, according to David Bellusci, senior vice president, chief operation officer and chief actuary for the Bureau 

Here are the proposed rule changes on the agenda for the meeting: 

  1. COVID-19-related claims filed by workers would be excluded from an employer’s experience rating and would not affect their X-Mod. The most obvious industries where claims would be filed are hospitals and emergency services, but grocery store workers, warehouse personnel and delivery drivers, among others, could make claims as wellSince the occurrence of COVID-19 workers’ compensation claims are unlikely to be a strong predictor of future claim costs incurred by an employer, their inclusion in an experience modification calculation would not meet the intended goal of experience rating, according to the Rating Bureau.
  2. Salaries paid to workers who are at home not working yet still collecting a paycheck would be excluded for workers’ comp premium calculations. The reasoning here is that they are not working and are technically on leave. This should alleviate the premium burden on employers who have opted for these types of arrangements.
  3. Anyone doing the same job at home and performing mostly desk work can be assigned Classification 8810, Clerical Office Employees,if their job duties, during California’s stay-at-home order, meet the definition of a Clerical Office Employee.For example, an architect who is still working but at home would have a lower risk than during normal times when they may also be out in the field to check on projects.  

Bellusci said the C&R Committee would vote on these rules on April 14 and, if approved, the Rating Bureau’s Governing Committee would vote on them at their meeting on April 17. The rules would be sent to the state insurance commissioner for final approval and implementation.  

The exclusions above, if approved, would apply while California’s stay-at-home order is in place and for up to 30 days thereafter if the employee continues not to work.  

If you have any questions about your premiums and claims, feel free to call us.  

 

 

 

Nils Wright
Author: Nils Wright

34 Comments

  1. Do you mind if I quote a few of your articles as long as I provide credit and sources back to your
    blog? My blog site is in the very same niche as yours
    and my visitors would genuinely benefit from a lot of the information you present here.
    Please let me know if this alright with you. Thanks a lot!

  2. I do not even understand how I finished up here, however I believed this
    submit was once great. I don’t understand who you’re however definitely you are going to a
    famous blogger for those who aren’t already. Cheers!

  3. Simply desire to say your article is as astounding. The clarity
    in your submit is just great and i can think you are knowledgeable in this
    subject. Fine with your permission let me to grasp your RSS feed to
    stay up to date with approaching post. Thanks a million and
    please continue the rewarding work.

  4. Hello, Neat post. There’s an issue together with your web site in internet explorer, could check this?
    IE nonetheless is the market leader and a
    big element of other folks will leave out your fantastic writing
    because of this problem.

  5. I think this is among the such a lot vital information for me.
    And i’m glad studying your article. However want to remark on few common things, The site style is great, the
    articles is truly nice : D. Just right activity, cheers

  6. You can definitely see your expertise within the article you write.
    The arena hopes for more passionate writers like you
    who aren’t afraid to mention how they believe.
    At all times go after your heart.

  7. Tamoxifen Without Prescription titsSkit [url=https://acialisd.com/#]Cialis[/url] perawata Liquid Tadalis Sx Soft sponvals Cialis CoaphCoogs Amoxicillin Keep In Freezer

  8. Hello, Neat post. There may be a concern together with your website in web explorer, may
    test this? IE nonetheless will be the marketplace leader and a huge component to other folks will omit your
    fantastic writing as a result of this problem.

    My web blog: NatishaNBody

  9. Great weblog right here! Additionally your website
    rather a lot up fast! What web host are you the
    usage of? Can I get your associate link on your host?
    I desire my site loaded up as quickly as yours lol

  10. Hey! I am aware this is somewhat off topic nevertheless i was wondering if you knew
    where I really could find a captcha plugin for my comment
    form? I’m utilizing the same blog platform as yours and I’m having trouble finding one?
    Thanks a lot!

    Take a look at my page – FlaviaTKemps

  11. Greetings from Carolina! I’m bored to death at the office therefore i chose to have a look at your site on my small iphone during lunch
    break. I love the information you present here and can’t wait
    to have a look as i return home. I’m surprised at how quick your blog
    loaded on my phone .. I’m not even using WIFI, just 3G ..
    Anyways, fantastic site!

    Here is my webpage: DelQSilbaugh

  12. We’re a group of volunteers and opening a new scheme in our community.
    Your site offered us with valuable information to work on. You’ve done an impressive job and our whole community will be thankful to you.

  13. Wonderful goods from you, man. I’ve consider your stuff prior to and
    you’re just too wonderful. I actually like what
    you have acquired right here, certainly like what you
    are stating and the best way by which you are saying it.
    You are making it entertaining and you still take care of to stay it sensible.
    I can’t wait to read far more from you. This is
    really a great site.

  14. I was wondering if you ever thought of changing the
    layout of your site? Its very well written; I love what youve got
    to say. But maybe you could a little more in the way of content
    so people could connect with it better. Youve got
    an awful lot of text for only having 1 or two pictures.
    Maybe you could space it out better? adreamoftrains web hosting providers

  15. I am extremely impressed with your writing skills and also with the
    layout on your weblog. Is this a paid theme or did you customize
    it yourself? Anyway keep up the excellent
    quality writing, it is rare to see a great blog like this one these days.

  16. I am now not sure where you’re getting your
    information, but good topic. I needs to spend a while studying
    much more or understanding more. Thanks for magnificent info
    I was in search of this information for my mission.

Leave a Reply

Your email address will not be published.

Post comment