The 2023 International Roadcheck is slated for May 16-18, a high-visibility, high-volume inspection and enforcement push by the Commercial Vehicle Safety Alliance. During this annual three-day event, CVSA-certified inspectors fan out across the United States, Canada and Mexico to inspect commercial vehicles and drivers at weigh and inspection stations, as well as designated inspection areas…
American workers are more stressed than ever coming out of the pandemic, and an increasing number of people are also struggling with mental health issues. Sadly, the number of people dying from drugs, alcohol and suicide hit record levels in 2022. When someone is battling addiction or has mental health issues, it affects all aspects…
In a sign of the long-lasting effects of reforms enacted a decade ago, California’s workers’ compensation rate-making agency will recommend that average benchmark rates increase a mere 0.3%. The recommendation by the Workers’ Compensation Insurance Rating Bureau, based on claims costs and frequency remaining low and slower cost inflation, would apply to policies incepting on…
Most health insurers plan to continue offering free preventative care services despite a federal judge having imposed a nationwide injunction on an Affordable Care Act requirement that these services are covered with no out-of-pocket costs on the part of patients, according to a letter by industry trade groups. With concern growing that this important part…
With more and more California businesses being forced to go to the California FAIR Plan for their coverage, the market of last resort has moved to increase its commercial property coverage limits significantly. This should bring a semblance of relief to companies located in wildfire-prone areas, who have seen their commercial property insurance non-renewed and…
A new report has found that small businesses that purchase their group health insurance online or through payroll vendors saw the largest premium hikes in 2022, significantly higher than those that went through brokers. Overall rates for employers with 10 or fewer employees saw their family plan health insurance premiums jump 12% from 2021, compared…
Using governmental permits for land and property present unique challenges for concessionaires, especially when something happens and an insurance claim needs to be filed. Whether it’s an uninsured claim, a compliance difficulty, or claim in need of further support, here’s some of the most common complexity concessionaires face. Government-Required Insurance As a concessionaire, the government…
Outdoor Recreation accounts are usually considered “concessionaires” or “permittees,” meaning they work on property that is owned by the government. Typically these permits come from the US Forest service or the National Park Service in the form of administrative properties intended to turn a profit. There are smaller operators as well. There are several unique…
Mitigation of liability is one of the primary indicators that an outdoor recreation operator is safely insurable. With the unique and variable risks these concessionaires face, mitigation is an essential step toward preventing insurance claims and indicates a key characteristic that both the government and insurers require of these operators. Climate Mitigation Climate effects are…
Material handling accidents account for thousands of injuries and a number of deaths each year on construction sites. They are one of the top injuries in the construction trade and can result in serious injuries and death depending on the material, the weight of the load, and the distance it falls. These injuries lead to…